VISITORS TO THE CRUSONIA WEALTH WEBSITE ARE REQUESTED TO READ THE FOLLOWING: 

Thank you for visiting the website of Crusonia Wealth Advisors LLC (“Crusonia”).  The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these “Terms of Use”) are applicable to those web pages operated by Crusonia under the domain and its subdomains, including content, functionality, and services offered on or through such domain and subdomains (collectively, this “Website”).   

Acceptance of the Terms of Use 

These Terms of Use are entered into by and between you and Crusonia, and they govern your access to and use of this Website, whether as a guest or a registered user.  Please read these Terms of Use carefully before you start to use this Website.  By accessing the Website, you acknowledge and agree to be bound and abide by these Terms of Use and our Privacy Statement, found at www.crusoniawealth.com, incorporated herein by reference, which Crusonia may update at any time.  Any updates to these Terms of Use will be posted here and effective upon posting.  Crusonia is under no obligation to alert the users of this Website to such updates, you should consult these Terms of Use and regulatory information each time you visit this Website.  Your continued use of this Website following any updates to these Terms of Use means that you accept and agree to the changes, as they are binding on you.  

This Website is offered and available to users who are 18 years of age or older and reside in the United States or any of its territories or possessions.  By using this Website, you represent and warrant that you are of legal age to form a binding contract with Crusonia and meet all of the foregoing eligibility requirements.  If you do not meet all of these requirements, you must not access or use this Website. 

If you have any questions or comments about these Terms of Use, please contact us at info@crusoniawealth.com and (800) 581-4346. 

Website Access and Account Security 

We reserve the right to withdraw or amend this Website, and any service or material provided on this Website, in our sole discretion without notice.  We will not be liable if, for any reason, all or any part of this Website is unavailable at any time or for any period.  We may restrict access to some parts of this Website, or the entire Website, to users, including registered users, from time to time. 

You may be asked to provide certain registration details or other information to access this Website or some of the resources and links it offers.  It is a condition of using this Website that all the information you provide on or through it is correct, current, and complete.  You agree that all information you provide to register with this Website (or otherwise) is governed by Crusonia’s Privacy Policy, and you consent to all actions we take regarding your information consistent with our Privacy Policy. 

If you choose or are provided with a username, password, or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity.  You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Website or portions of it using your username, password, or other security information.  You agree to notify us immediately of any unauthorized access to or use of your username, password, or any other security breach. 

Use of Website and Content 

All content and information and all trademarks, logos, copyrights, and other intellectual property displayed on this Website are owned by Crusonia or their respective owners.  By visiting this Website, you agree not to use any content commercially, forward it as a mass distribution, post it on another site, or otherwise copy, distribute, download, or modify any portion without our advance permission.  Other trademarks, service marks, images, and logos may be owned by other parties who may or may not be affiliated with Crusonia.  Nothing on this Website shall be interpreted as granting, by implication, estoppel or otherwise, any license or right to use any content on this Website without the written permission of Crusonia or other third party that may own such content.  All rights not expressly granted are reserved. 

You agree not to use the Website in any of the following ways: 

• In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries). 

• To transmit or procure the sending of any advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation. 

• To impersonate or attempt to impersonate Crusonia, a Crusonia representative, another user, or any other person or entity (including, without limitation, by using email addresses associated with any of the foregoing). 

• To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by us, may harm Crusonia or users of this Website or expose them to liability. 

Further, you agree not to take any of the following actions: 

• Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on this Website. 

• Use any manual process to monitor or copy any material on this Website or for any other unauthorized purpose without our prior written consent. 

• Use any device, software, or routine that interferes with the proper working of this Website. 

• Introduce viruses, Trojan horses, worms, logic bombs, or other malicious or technologically harmful material. 

• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of this Website, the server on which this Website is stored, or any server, computer, or database connected to this Website. 

• Attack this Website via a denial-of-service attack or a distributed denial-of-service attack. 

• Otherwise attempt to interfere with the proper working of this Website. 

Investment Disclaimers 

Crusonia is an investment adviser registered with the United States Securities and Exchange Commission (“SEC”) under the Investment Advisers Act of 1940, as amended.  Registration of an investment adviser with the SEC does not imply a certain level of skill or training.  Further information about Crusonia is also available in Crusonia’s Form ADV Part 2, filed with the SEC, available at www.adviserinfo.sec.gov. 

All information on this Website is for general informational purposes only, you should not construe such information as legal, tax, investment, financial, or other advice.  Crusonia does not warrant such information’s accuracy, completeness, or usefulness.  Any reliance you place on such information is strictly at your own risk.  Crusonia disclaims all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to this Website, or by anyone who may be informed of any of its contents. 

Nothing contained on this Website constitutes a solicitation, recommendation, endorsement, or offer by Crusonia or any third-party service provider to buy or sell any securities or other financial instruments in this or in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction.  

Linked Sites and Third-Party Information 

Certain links, including links to portfolio management and client reporting websites, are provided on this Website.  Because Crusonia has no control over such websites, you acknowledge and agree that Crusonia is not responsible for the availability of such external sites or resources and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources.  You further acknowledge and agree that Crusonia shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such site or resource.  Links to or from this Website do not constitute an endorsement by Crusonia of the parties or businesses that are so linked.  Crusonia encourages you to review the privacy policies and user agreements of all other websites you visit, as such policies and agreements will govern your use of those websites. 

Representations and Limitations of Liability 

All website content is provided “as is” and “as available.”  Crusonia makes no representations about the reliability of this website, its content, or any other website features.  Crusonia and its affiliates disclaim all liability in the event of claims, losses, or damages arising out of or in connection with any access, use, or distribution of this website.   

Crusonia, its affiliates, and their respective officers, directors, managers, partners, members, shareholders, employees, affiliates, and agents are not responsible for any damages or injury, including but not limited to special, indirect, incidental or consequential damages, that result from your use of (or inability to use) this website, including any damages or injury caused by any failure of performance, error, omission, interruption, defect, delay in operation, computer virus, line failure, or other computer malfunction. 

You understand and agree that your use of this website is predicated upon your waiver of any right to sue us, our affiliates, or any of our or their respective officers, directors, managers, partners, members, shareholders, employees, affiliates, and agents directly or to participate in a suit for any losses or damages resulting from your use of this site. 

The foregoing does not affect any liability that cannot be excluded or limited under applicable law.  

Governing Law, Jurisdiction, and Severability 

These Terms of Use will be governed by and construed in accordance with the laws of Colorado without regard to conflicts of laws principles.  By using this website, you hereby agree that any and all disputes regarding these Terms of Use will be subject to the courts located in Denver, Colorado and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of any such dispute or action.  You must commence any cause of action you may have with respect to your use of this website within one year after the claim or cause of action arises or such claim or cause of action will be deemed to have been waived.  If any provision of these Terms of Use shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.  The failure of Crusonia to enforce the strict performance of any provision of these Terms of Use shall not be a waiver by Crusonia of its right to subsequently enforce such provision or any other provision or provisions of these Terms. 

SMS Terms of Service

By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Crusonia Wealth Advisors LLC. This includes SMS messages for appointment scheduling, appointment reminders, post-visit instructions, lab notifications, and billing notifications. Message frequency varies. Message and data rates may apply. See privacy policy at https://crusoniawealth.com/privacy-policy/. Message HELP for help. Reply STOP to any message to opt out.

Entire Agreement 

These Terms of Use and our Privacy Statement constitute the sole and entire agreement between you and Crusonia regarding this Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding this Website.